Find the government schemes made for you, see exactly which documents you need, and apply the right way — explained in simple words, completely free.
New guides, list releases and deadlines — newest first. Open any guide for the full steps.
A carpenter in Bareilly, a potter in Gorakhpur, a tailor in Kanpur and a barber in a small town. Their skills are passed down in families, but their tools...
Pick a topic to see every central and state scheme in it.
Tell us a few basic things about yourself. SahiYojana compares them with the rules of central and state schemes and shows the ones you are most likely to qualify for.
Benefit, eligibility and where to apply — the essentials before you open the full guide.
Choose a group to see its most useful schemes with benefit and eligibility side by side.
Income support, crop insurance, cheap credit and pension — the core benefits every farmer family should check.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| PM Kisan Samman Nidhi | ₹6,000 a year in 3 installments | Landholding farmer families |
| PM Fasal Bima Yojana | Crop insurance at low premium (2% kharif, 1.5% rabi) | All farmers, including tenant farmers |
| Kisan Credit Card | Low-interest crop loans with interest subvention on timely repayment | Farmers, fishers and animal husbandry farmers |
| PM Kisan Maandhan | ₹3,000 monthly pension after age 60 | Small & marginal farmers aged 18–40 |
| PM-KUSUM | Subsidy on solar pumps and grid-connected solar | Individual farmers, groups, FPOs |
Savings for daughters, maternity support, free LPG and monthly cash help from state governments.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| Sukanya Samriddhi Yojana | High-interest, tax-free savings for a daughter's future | Parents of a girl below 10 years |
| PM Matru Vandana Yojana | ₹5,000 for the first child; ₹6,000 if the second child is a girl | Pregnant women & lactating mothers |
| PM Ujjwala Yojana | Free LPG connection | Adult women from poor households without LPG |
| Lakhpati Didi | Skill training & support to earn ₹1 lakh+ a year | Women in self-help groups (SHGs) |
| Majhi Ladki Bahin (MH) | Monthly cash help to eligible women | Women residents of Maharashtra (as per rules) |
Scholarships from Class 1 to PhD, education loans with interest subsidy, and paid internships.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| NSP Pre & Post Matric | Annual scholarship for fees & maintenance | SC / ST / OBC / minority students (income limits apply) |
| PM YASASVI | Scholarships for school & college students | OBC, EBC and DNT students |
| PM Vidyalaxmi | Collateral-free education loans, interest subvention for lower-income families | Students admitted to top-ranked institutions |
| PM Internship Scheme | Monthly stipend + one-time grant during internship at top companies | Youth aged 21–24 not in full-time study or job |
| Central Sector Scholarship | Yearly scholarship for college & university study | Top scorers in Class 12 board exams |
Free health cover, monthly pension, safe savings and free assistive devices.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| Ayushman Vay Vandana | ₹5 lakh free treatment a year | All citizens aged 70+, any income |
| Old Age Pension (IGNOAPS) | Monthly pension (central + state share) | BPL citizens aged 60+ |
| Senior Citizen Savings Scheme | Safe deposit up to ₹30 lakh with quarterly interest | Citizens aged 60+ |
| Rashtriya Vayoshri Yojana | Free hearing aids, walkers, spectacles, wheelchairs | Seniors from BPL / low-income families |
Registration, low-cost insurance and pension for daily-wage and unorganised sector workers.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| e-Shram Card | National worker ID, accident insurance cover, access to linked schemes | Unorganised workers aged 16–59 |
| PM Shram Yogi Maandhan | ₹3,000 monthly pension after 60 | Workers aged 18–40 earning up to ₹15,000/month |
| PMJJBY | ₹2 lakh life cover for ₹436 a year | Bank account holders aged 18–50 |
| PMSBY | ₹2 lakh accident cover for ₹20 a year | Bank account holders aged 18–70 |
| BOCW Labour Card | Education help, maternity aid, tools, pension (state-wise) | Registered construction workers |
Collateral-free loans and subsidies to start or grow a micro or small enterprise.
| Scheme | Main benefit | Who can apply |
|---|---|---|
| PM Mudra Yojana | Loans up to ₹20 lakh without collateral | Non-farm micro & small businesses |
| PMEGP | 15–35% subsidy on project cost | New manufacturing & service units |
| Stand-Up India | Loans from ₹10 lakh to ₹1 crore | SC / ST and women entrepreneurs (new ventures) |
| PM SVANidhi | Collateral-free working capital loans in stages + digital cashback | Urban street vendors |
Work out your benefit, compare schemes and track last dates — free, no sign-up.
Every state runs its own pensions, scholarships, housing and cash-support schemes. Pick your state to see them all.
When the person who earns for the family dies suddenly, the family faces grief…
Walk through any village in Maharashtra during sowing or harvest, and most of the…
For many elderly people, widows and persons with disability in Odisha, the Madhu Babu…
Every year, thousands of SC and Neo-Buddhist students in Maharashtra get admission to a…
Follow these steps once and you can apply for almost any scheme yourself, safely and for free.
Read the eligibility and "who cannot apply" parts of the guide — age, income, land, category and state. The eligibility checker helps if you are unsure.
Keep clear copies of Aadhaar, bank passbook, photo and certificates. Your name must match on every document.
Most money is sent by Direct Benefit Transfer (DBT). If Aadhaar is not linked to your account, the payment fails.
Use websites ending in .gov.in or .nic.in, or visit your nearest Common Service Centre. Never pay for "guaranteed approval".
Save the registration number and check your status on the portal every few weeks.
About SahiYojana, how it works, and how to apply for schemes safely.
16 questions answered
SahiYojana turns long government notifications into short, simple guides. For every scheme you see who can apply, the benefit, the documents, the exact steps to apply and how to check your status — on one page.
SahiYojana is run by Prabhash, a full-time content creator and web developer with 6 years of experience in building websites. He started SahiYojana so that every family can find the right scheme without depending on agents.
No. SahiYojana is an independent information website and is not connected to any ministry, department or government body. We explain official information in simple words. To apply, always use the official portal or your nearest Common Service Centre (CSC).
No. Every guide, the eligibility checker, the calculators, the Last Date Calendar and all other tools are completely free. There is no registration and no login.
No. SahiYojana does not fill forms for anyone, does not charge any fee and cannot influence approval. If someone asks you for money in SahiYojana's name, it is a fraud — do not pay and please report it to us.
Never. We do not ask for Aadhaar numbers, bank details, passwords or OTPs. The eligibility checker works only inside your browser and nothing you type is saved.
The website shows advertisements, such as Google ads. Ad income pays for hosting and research so the guides stay free for everyone. We do not sell personal data.
Only from official sources — scheme guidelines, ministry and department portals, government notifications, gazettes, PIB press releases and state government websites. Each guide links to its official source.
Each guide shows the date it was last checked on the official website. When a rule, amount or last date changes, the guide is updated and the date changes too.
Use the eligibility checker on the homepage, or tap "I am a…" at the top. Answer six simple questions and you will see schemes that usually match your profile. Then open each guide to confirm the exact rules.
Usually Aadhaar card, a bank account linked with Aadhaar, a passport-size photo, mobile number, and depending on the scheme an income, caste, residence or land certificate. Every guide has a documents checklist you can tick and print.
Check that Aadhaar is seeded with your bank account, your eKYC is complete, your name is the same in Aadhaar and bank records, and your account is active. The payment or DBT status page shows the exact reason.
In most cases, yes. Central and state schemes are usually separate, so you can get both if you meet the rules of each. Some schemes do not allow people who already get a similar benefit — the guide mentions it.
Yes. Tap the language button on the side of the screen to read in Hindi, Marathi, Bengali, Telugu, Tamil, Kannada, Odia, Malayalam or Gujarati. Every guide also has a Listen button that reads it aloud.
Send the page link and the correct details through the Contact page. We check every report against the official source and correct the guide quickly.
Enter your email in the alert box on the homepage, or join our WhatsApp and Telegram channels. You get new schemes, list releases and last-date reminders for free.
Clear guides, real sources and no hidden charges — ever.
Every guide links to the government portal, notification or guideline it is based on.
Each guide shows when it was last checked. When rules or dates change, the guide changes too.
Short sentences, real examples and step-by-step instructions anyone can follow.
We never ask for money, OTP or bank details — and we never apply on anyone's behalf.
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